Parents often wait too long before taking a serious look at their plans for health care—just in case. When one or both parents face a health crisis, they suddenly have fewer options. They can be forced to pay the enormous cost of long-term care. The burden of care also falls on you—and parents don’t want that to happen.
Your parents can make the move now, knowing that they have a full year to sell their house without incurring any additional charges. They will also get four hours of complimentary consulting services and substantial discounts from our preferred partners. This program has answers all the tough questions—financial, organizational, real estate, downsizing and moving. We’ve got a professional team—and the financial programs—lined up and in place to help with all the aspects of moving into The Holmstad:
Many of the services we provide are complimentary. Those services that require a fee offer substantial price reduction.
Research at top universities, including Harvard and Tufts, proves that people can gain strength and energy at any age—even in their 90s.
Socialization and intellectual stimulation help sharpen their cognitive powers.
In a community setting, they get personal fitness instruction, the best possible nutrition and guidance for wellness, day after day.
Perhaps most important, they are surrounded by caring friends, both residents and staff, who share laughter, lively conversations and new experiences.
Isolation, inactivity and poor eating habits speed up the aging process. Community life is rejuvenating.
The best way to learn the inside story about life at The Holmstad is to talk with our residents. Come to an event or schedule a personal visit. Better than any Web site, you’ll learn the true quality of our way of life from the great people who could be your new neighbors.
I didn’t know.
My parents summered in New England, wintered in Florida, and traveled all over with friends. During 65 years of marriage, they saved and invested prudently. They thought life would go on like that forever.
Then my father developed Parkinson’s. He had their house adapted for his growing mobility problems, including a custom staircase elevator that cost more than $30,000. (It also cost a small fortune to remove it when we had to sell the house.)
I didn’t know that his increasing intransigence—especially about leaving the house—was the beginning of dementia.
By the time it became clear, we were under the gun. We had to place him in a dementia care unit. The house was too much for my mother, even with help. We had to sell it under duress and place her in a senior apartment on the other side of town.
For the first time in their marriage, they were apart. And my life became a daily shuttle from one parent to the other, taking each to a host of doctors, lab tests and social workers. The times they even saw each other grew farther and farther apart.
They had planned for a life together. They didn’t plan on spending down their assets on two separate facilities. My father’s long-term care alone ran more than $12,000 a month. In his last year of life, he’d apologize over and over for the burden he placed on me. He’d say, “You’re my father now.”
When we made all these 11th hour decisions, I didn’t know what a continuing care retirement community was. I didn’t know how it could have kept them closer, provided ongoing care and protected their assets. I didn’t know how much help was ready and waiting.
I know now.
The sooner you start talking about retirement options, the better—no matter what you and your parents decide.
Do it while they’re healthy and can enjoy community life, before a health problem forces you to make a move under duress.
Do it while you have time to plan a comfortable transition, so you don’t have to rush with downsizing, selling the home or making the move.
Do it before a small health problem turns into a difficult and costly one.
Most residents will tell them, “I wish I’d come here five years ago.” The time to make a move to maintenance-free living is while they are healthy, active and able to enjoy community life. If they wait until a health problem forces their decision, they have fewer choices and less time to make them.
If you have a conversation on a sensitive subject, be ready for a “no.” It happens a lot. You may be trying to have a conversation about staying in the family home or just asking parents to think about what comes next. They often initially say they are not ready for changes. You should remain confident knowing that most parents who do agree to make changes usually acknowledge that they wish they’d done it sooner. They gradually find that their decision makes their lives easier and offers more peace of mind.
In many cases, putting the conversation on hold is perfectly OK. It may be time for you to back off for a time, if the situation doesn’t involve safety issues. You can go back again with new conversations or topics when the opportunity arises. See our article on “How To Best Get Started” to help you watch for openings to re-start the conversation.
If you genuinely have fears for the safety of your parent and those around them, GET PROFESSIONAL HELP. A social worker they may have worked with in the past, a local case manager, their physician or their pastor can provide help to say, “In this situation, these are your choices … period.” You can use a professional as your mediator in this situation so you don’t have to play the role of the bad guy. Let them do it for you.
If your parents finally say, “Yes,” be ready to move quickly with options you have researched and discussed. Once a decision is made to go forward, aging parents often want things to start happening. You may have to deal with selling a residence and helping your parents move, or begin contacting services to assist them with living at home.
Covenant Living traces its roots to the Home of Mercy. Opened in Chicago in 1886 as the founding ministry of a church of Swedish immigrants, it was an old-age home, an orphanage and a hospital.
Since then, the church became the Evangelical Covenant Church, our service parent. The service to senior adults became a Covenant Living Community.
Now, more than a century later, the covenant of service kindled on the streets of Chicago burns brightly across the country. We welcome those of all faiths and those who do not embrace a faith.
What we do—our mission
Enjoy the best for your Illinois retirement.
At Covenant Living at the Holmstad, we offer an abundant array of attractive apartment, cottage and duplex homes to suit your independent living lifestyle.
With expansive views of our 38-acre parkland campus, a Holmstad apartment is a nature-lover’s paradise near Chicago, Illinois.
In fact, you’ll discover all the comforts of home in our apartments, with cheery, full kitchens, spacious master bedrooms, and generous closets and storage space.
Duplex & Cottage Homes—Your personal front door to the retirement you want
Our gracious neighborhood of one-story duplexes and charming cottage homes set on quiet residential cul-de-sacs offer a satisfying combination of designed-for-comfort interior space and intriguing architectural details.
Floor plans can accommodate any décor. A fully appointed eat-in kitchen may pique your interest in the culinary arts
When you need a little help but don’t need assisted living … when you’re tired of sitting home alone … when your family is concerned about your safety … our friendly neighborhood-style residence and selection of senior living services provide the convenience and security you need at our community near Chicago, Illinois.
In the close-knit neighborhood of residents and staff, apartments include a microwave and full-size refrigerator; comfort-height bathroom fixtures; carpeting; window treatments; and a walk-in closet. Your furnishings and appointments will make it truly your own. Studio, one- and two-bedroom apartment homes
If everyday activities such as dressing or managing medications sap your energy and steal your enthusiasm, reach for the helping hand of Assisted Living at Covenant Living at the Holmstad. Our customized personal assistance and supportive environment provide the foundation for independence. Then we offer resources and life-enriching opportunities that help you make the most of every day. Decorate your apartment home to suit your style. You'll also have ample closet space.
As part of our continuing care community, you'll have access to campus resources not often found in freestanding Assisted Living residences.
With just 13 apartments in each, our memory care assisted living create an extended family. Located near Chicago, Illinois, the residences are a comforting environment, incorporating safety systems and supportive cues throughout—even in the secured outside courtyard and inside walking path. A silent paging system signals when assistance is needed, even if residents can’t.
We understand memory support; each member of Covenant Living at the Holmstad’s care staff is accredited in memory support care by the nationally recognized Alzheimer’s Association CARES® training program. They initiate interest-specific programs, strategically designed to help ease the challenges of memory loss including reminiscing, spiritual opportunities, life histories and more.
For those who require Skilled Nursing services, Covenant Living at the Holmstad offers far more than care. We endeavor to fulfill the lives of our residents by ensuring that they maintain the highest levels of health for mind, body and spirit.
A home care and private duty/personal assistance agency, our sister organization CovenantCare at Home responds to the changing face of health care. Located near Chicago, Illinois, they provide a full range of services—Medicare-certified skilled nursing, personal care and companionship; and hospice care—to residents of Covenant Living at the Holmstad and to those in the surrounding community.
For the past three years, CovenantCare at Home has been named one of the country’s top 25 percent of the Home Care Elite agencies.
Covenant Living at the Holmstad offers rehabilitation services as a part of our Skilled Nursing program to help individuals regain mobility, speech, balance and the skills necessary to maintain their highest level of independence:
We work in partnership sharing a common goal: to restore our patients to the highest possible level of function and comfort.